Year End Giving

Plan ahead to maximize benefits of your 2026 gift

Begin early to evaluate the philanthropic gifts you have made this year, and those you are considering. Allow time to consult financial advisors and to complete all necessary steps in time to count your gift for the 2026 tax year.

Your qualifying 2026 contribution will help the Charlotte Mecklenburg Library create a community where reading, learning and imagination thrive. Maximum tax benefits depend on timing. Here’s how to complete your 2026 gift to the Charlotte Mecklenburg Library Foundation by year-end.

Your gift by check

Via US Postal Service

As of late December 2025, the United States Postal Service (USPS) updated its postmark policy, meaning mail is now postmarked at regional facilities rather than local post offices. This delay means year-end donations mailed in late December may not be postmarked until January, potentially missing the IRS deadline for 2026 tax deductions.

  • Date your check on or before December 31, 2026, and
  • Mail via U.S. Postal Service with postmark before December 31, 2026 so that it arrives before the calendar year end. Consider identify your closest regional facility to mail your check.
  • To ensure your check arrives in time, we recommend that you post your check at least one week ahead of the end of the year.
  • Gift checks mailed via USPS must be received on or before December 31, 2026 to be counted for 2026.

The address for mailing, shipping, or hand-delivery of your check:

Charlotte Mecklenburg Library Foundation
ATTN: Tim Gibson
ImaginOn: The Joe & Joan Martin Center
300 E. Seventh Street
Charlotte, NC 28202

 

Other Delivery Options

You can hand-deliver a check made out to Charlotte Mecklenburg Library Foundation to any Library branch by December 31, 2026.

  • Date your check on or before December 31, 2026
  • Place your check and printed giving form in a sealed envelope addressed to Charlotte Mecklenburg Library Foundation.
  • Hand-deliver the envelope to a Library staff member or place it in the branch donation lockbox (at the main service desk) by 5 p.m. on December 31, 2026. For a list of locations and their hours of operation, click HERE.

Questions about your gift by check?

Your gift by credit card

The date your credit card is processed by the Library Foundation determines when your gift is counted. A credit card gift is an effective way to ensure your gift falls in 2026 for tax purposes.

Questions about your credit card gift?

Your gift of stock

The holiday season is an excellent time to invest in your Library and leverage charitable tax benefits before the end of 2026. If you are considering a gift, appreciated securities may be a great option for you.

Donating stock can help you avoid capital gains tax, and you are able to deduct the gift as a charitable donation at its fair market value. It’s a smart and simple way to invest in your Library.

Your gift via electronic securities transfer

Deadline: Your electronic transfer must be received by 11:59 p.m. on December 31, 2026.

  • Your electronic transfer of securities from a brokerage account is complete when the securities have been received by an account owned by the Charlotte Mecklenburg Library Foundation. Important: These gifts are not considered complete upon giving instructions to a broker.
  • Your electronic transfer gift is counted for tax purposes only when it is complete (see above).
  • Initiate your transfer early. It is wise to allow several weeks. While some transfers may be received within days of your instructions, longer delays are possible, especially at year-end.
  • Gifts of securities may be wire transferred from your bank or brokerage account to the Charlotte Mecklenburg Library Foundation account at Truist. Please ask your broker to provide the transfer agents with your name so we can identify and acknowledge your gift.

FBO: Charlotte Mecklenburg Library Foundation
Account Number: WA8029978
DTC:  #0226 clearing through National Financial Services, LLC

Questions about transferring any gift of securities (stocks, bonds, or mutual funds)?